Here's my insurance policy, am I ok?
I have progressive insurance, the following is listed under exceptions:
bodily injury or property damage resulting from any pre-arranged or organized racing, speed or demolition contest, stunting activity, or in practice or preparation for any such contest or activity.
The event is a BMWCCA event here locally, obviously its not a race or timed event but this is my first time with my own car. My thinking is that since I'm going to a D\E not a CONTEST I would covered if worse came to worse. I signed up last year but bailed at the last minute because I was afraid of no insurance coverage.
What do you all think?
I wouldn't consider this coverage at all.
Work currently for Progressive
In mid 2004 a modified e36 m3 was damaged at a local track, and it was a covered loss. It was deemed that it was not a timed racing event, therefore it was covered. It was considered driving school.
Check with your agent. All Co's in MA deny covera
99 Arctic Silver Z3 Coupe
He still needs to check with his agent or call
Progressive directly, unless you are his agent.
MA had very similar language and covered DEs
However, they changed it several years back to exclude any event on a racetrack. IANAL, but this looks like coverage to me.