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  1. #1
    Mojorisin
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    Yes | No

    Here's my insurance policy, am I ok?

    I have progressive insurance, the following is listed under exceptions:

    bodily injury or property damage resulting from any pre-arranged or organized racing, speed or demolition contest, stunting activity, or in practice or preparation for any such contest or activity.

    The event is a BMWCCA event here locally, obviously its not a race or timed event but this is my first time with my own car. My thinking is that since I'm going to a D\E not a CONTEST I would covered if worse came to worse. I signed up last year but bailed at the last minute because I was afraid of no insurance coverage.

    What do you all think?


  2. #2
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    Member No: 40227 CosmosM3 is an unknown quantity at this point CosmosM3's Avatar
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    Yes | No

    I wouldn't consider this coverage at all.


  3. #3
    EuroM90
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    Yes | No

    Work currently for Progressive

    In mid 2004 a modified e36 m3 was damaged at a local track, and it was a covered loss. It was deemed that it was not a timed racing event, therefore it was covered. It was considered driving school.

  4. #4
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    Member No: 5088 nixoda is an unknown quantity at this point nixoda's Avatar
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    Yes | No

    Check with your agent. All Co's in MA deny covera

    nixoda
    99 Arctic Silver Z3 Coupe
    Boston,MA

  5. #5
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    Yes | No

    He still needs to check with his agent or call

    Progressive directly, unless you are his agent.

  6. #6
    foofighter
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    Yes | No

    MA had very similar language and covered DEs

    However, they changed it several years back to exclude any event on a racetrack. IANAL, but this looks like coverage to me.

    - Sean

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