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  1. #1
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    Member No: Jen's Avatar

    Yes | No

    Insurance Coverage

    Insurance Question(s)
    The point at which I'll be participating in "timed driving events/speed contests" seems far off at this point, but since I don't think I'll be rich enough to have a truck and trailer at that point, I am wondering how to get a racing car to/from events.
    After talking to AAA, it seems that they will cover a street legal vehicle during normal operations on the highway, regardless of what equipment it has inside
    it, but they will not cover it while being used in a timed event (makes sense).
    So 2 questions:
    1. I would like to buy a prebuilt street legal racing car complete with roll cage, harnesses
    etc., but I am worried that when I drive it up to AAA to have them insure it only to drive to and from events that they will refuse.
    Anybody have experience with AAA or a company that must visually check the car before insuring it?
    2. What insurance companies do people use? Are there some that will insure a car without having to visually OK it first? Companies that ask less questions than

    Thank you in advance for the advice

  2. #2
    Registered Member
    Cumming, GA, United States
    Member No: 40227 CosmosM3 is an unknown quantity at this point CosmosM3's Avatar
    Join Date
    Jun 2002
    Rep Power

    Yes | No

    State Farm sent me a questionaire about my

    use of the car, but they never physically inspected it. <img src="http://www.provento.blogger.com.br/karate-kid.jpg">

  3. #3
    Registered Member
    , ,
    Member No: 12904 pmiranda is just really nice pmiranda is just really nice pmiranda is just really nice pmiranda is just really nice pmiranda's Avatar
    Join Date
    Aug 2001
    Rep Power

    Yes | No

    State Farm inspected mine, Progressive did not

    I didn't have any race gear in my car then, so it didn't really matter.

    I'm signing up with Parish-Heacock for Storage/Transportation/Paddock coverage on my SRF. They specialize in classics, race cars, and similar things. What's cool is they do agreed-value, not repair/book value... overall perfect for a car that's rarely driven and has lots of work in it.
    <img src="http://members.roadfly.org/pmiranda/TMCM_anim.gif">
    02 LeMansBlue/Silverstone M5
    98 EstorilBlue/Grey M3

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