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Thread: Insurance Coverage
11-11-2004 11:31 PM #1
The point at which I'll be participating in "timed driving events/speed contests" seems far off at this point, but since I don't think I'll be rich enough to have a truck and trailer at that point, I am wondering how to get a racing car to/from events.
After talking to AAA, it seems that they will cover a street legal vehicle during normal operations on the highway, regardless of what equipment it has inside
it, but they will not cover it while being used in a timed event (makes sense).
So 2 questions:
1. I would like to buy a prebuilt street legal racing car complete with roll cage, harnesses
etc., but I am worried that when I drive it up to AAA to have them insure it only to drive to and from events that they will refuse.
Anybody have experience with AAA or a company that must visually check the car before insuring it?
2. What insurance companies do people use? Are there some that will insure a car without having to visually OK it first? Companies that ask less questions than
Thank you in advance for the advice
11-14-2004 09:03 PM #2
- Cumming, GA, United StatesMember No: 40227
- Join Date
- Jun 2002
- Rep Power
11-17-2004 02:12 PM #3
State Farm inspected mine, Progressive did not
I didn't have any race gear in my car then, so it didn't really matter.
I'm signing up with Parish-Heacock for Storage/Transportation/Paddock coverage on my SRF. They specialize in classics, race cars, and similar things. What's cool is they do agreed-value, not repair/book value... overall perfect for a car that's rarely driven and has lots of work in it.
02 LeMansBlue/Silverstone M5
98 EstorilBlue/Grey M3
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